We called on the FSA to help restore that confidence and we welcomed their proposals that more flexibility should be permitted in the pay-off between PI cover and other financial resources. IFAs trading without PI cover are exposed to claims that could ruin their business, so the removal of all PII requirements for IFAs is not an option. A better operating market is the only solution and that can only be achieved if PI insurers’ relationships with the FSA improve and their faith in the IFA market is restored.
In July 2003 the FSA held its first PI forum aimed at improving understanding of the issues affecting IFAs and helping to resolve the problems they are facing. Waterproofing Stage Inspection The FSA also published a further document (CP193) setting out how its new rules will: give firms the flexibility to combine PII policies with their financial resources so that they maintain adequate resources overall; set out the essential elements of the PII policies but without specifying standard policy wording; and enable firms to comply with the EU Insurance Mediation Directive.
AIFA will play a full part in the PII forum and will continue to keep the issue at the top of its agenda over the coming year. We had said all along that the DPS would be a disaster and would severely reduce the availability of independent financial advice, which is an important stimulus of competition in the market. The FSA announced its decision after having received a report from AIFA and IFAP on how the menu system could work in practice.
In our joint report, we demonstrated how the menu could provide consumers with a choice of payment methods – fee or commission – and how it would address the FSA’s concerns about the effect of commission on investment advice – but at far lower cost than the DPS.Examination of the minutes of the meetings revealed that members were in the habit of not only speaking in support of their special cases, but then taking part in the decisions to approve them.
Married to California Ada Lee he has two stepsons and enjoys with his whole family a keen interest in the performing and visual arts, as well as classical music.But his passions are rugby and cricket, both of which sports are at a premium in Leicestershire.
What better way to unwind than popping into the county ground on his way home of a summer’s evening, leaning back, and letting the cares of the day dissipate in the relaxed.Johannesburg, South Africa in 1947, Anne Martin the association’s administrator for the past three and a half years came to the UK when she was three.She left school at 16 and, after taking a secretarial course joined the NHS in 1965, an organisation for which she was to work for the next 19 years.
I had my first management post managing twenty six nubile 19 – 23 year old medical secretaries and all the Inspection Proccess problems that they tend to bring with them.You get the feeling that, however demanding, she quite enjoyed the challenge. Her last two years with the NHS were spent in personnel which she didn’t particularly enjoy.
It was here that she found a new career – fundraising, and she moved to the corporate fundraising department in 1986. After seven years she moved to the Red Cross – then under the resourceful Mike Whitlam for whom she has great respect and affection.Working for the association has helped me use, many of the skills and talents developed in a long and varied career. As well as working with charities, Anne has been closely involved in running one as well.
It is a small, south west London charity she helped to found with a friend. It is designed to give women with an unplanned pregnancy time and space to reach a decision away from all the pressures that build up in that situation.The approach is non judgmental and practical help and support is given for as long as it is needed. However, after six years as trustee Anne is stepping down in the autumn.
Some people who do this course will go on to develop their career in performance through further work, education or training. The course is offered on a residential basis in Carlisle and, if needed, accommodation in university halls of residence can be available. Candidates should supply a summary of their experience, background and abilities and specialities in performance, and, where appropriate, daily rates of pay.
On 17 June, the Cultural Consortium for englandsnorthwest brings together representatives from Residential Home Inspection, music, theatre, art, sport, heritage, media, libraries, archives and tourism for their first stakeholder conference. The event is designed to be dynamic and thought-provoking, revealing some fascinating facts behind the cultural economy of the region and exploring how the cultural assets of the north west can be celebrated and developed.
The conference is being chaired by Felicity Goodey, Chair of the Cultural Consortium englandsnorthwest. Principal speakers include MORI Chief Executive Brian Gosschalk, talking about the challenges of measuring participation in cultural activity, and heritage ambassador, Loyd Grossman, together with other members of the recently appointed Cultural Consortium board, Marc Etches (MD, Leisure Parc’s Ltd – operators of Blackpool Tower and Circus) and Robert Woof (Director, The Wordsworth Trust) to consider ‘People, Faded and International Gems’.
Other issues to be highlighted will include the value of the sports economy to the region; a new study on benchmarking employment in the cultural industries; and the impact of the 2002 Commonwealth Games on the region. This conference is the final stage of the Royal Society for the encouragement of Arts, Manufactures and Commerce’s ‘Opening Minds’ research project, in which a group of schools has developed and tested ways of introducing a competence-led curriculum. Valerie Bayliss, author of the RSA report, ‘Opening Minds: education for the 21st century’, will open the conference.
Photographs will be taken of competitors, which will be displayed in the West Briton office windows. One of the most spectacular elements of this year’s Parade will be the processional pieces produced by pupils from local schools who have been working with professional artists on an exciting art project to celebrate the beauty of Cornwall. Cornwall County Council has been commended for the way it has used new technology to keep everyone informed about which footpaths are open, and which are closed throughout the Foot and Mouth outbreak. From the earliest days of the crisis the County Council decided to use its newly-redesigned website as one of the best ways of keeping residents.
visitors and journalists informed on the changing situation from day to day. The interactive map, still in place so people can check the developing situation (to the west of the A38 in Cornwall most rights of way have reopened. This commendation is very welcome, following as it does on the County Council’s website being listed among the ten best in the country in March this year by the Society of Information Technology Management. One of the benefits of this new information technology is that it can be constantly updated, so it is absolutely right for addressing a changing situation.
Everyone – particularly farmers, visitors, tourist trade and the press – was hungry for the latest details while the crisis was at its worst. Foot and Mouth information will continue to occupy a section of the website until footpath closures and animal movement restrictions are no longer an issue for Cornwall. A Bodmin Community College student awarded the Cornish Young Enterprise Founders Award for exceptional progress through Young Enterprise Activity will be presented with his prestigious award at a special ceremony at Bodmin Community College at 1.30 pm on Thursday, June 14th.
McDermott has severe learning difficulties and for the past two years has been a member of a Team Enterprise Company called Greenfield Traders’ at Bodmin Community College. Members of the Greenfield Traders company have been involved in making a variety of craft items, including greeting cards as part of the Young Enterprise scheme, helping them to understand how business works. At Thursday afternoon’s ceremony at the school Gerald Harris, Combined Building & Pest Inspection the Vice Chair of the Cornwall Young Enterprise Board, will present James with a Sir John Moore’s Nominee Certificate and a Young Enterprise Mug.
In addition to the 762,700 empty homes across England, there is at least the same number of empty redundant commercial and offices buildings that could be converted to provide good quality homes. The fall in private sector empties is welcome news. However with a total of still 623,200 it still means that 4 out of every 5 empty homes in England are in the private sector.
The official statistics show a further rise in the number of empty council homes, up by 3,300 on the 1999 figure, this at a time when the rate of stock transfers is increasing. Home Inspection Despite the rapid growth in this sector over recent years due to stock transfers and new developments this rise means that an increased proportion of housing association homes now stand empty compared to 1999 (2.8% as opposed to 2.7%).
Government departments do not appear to be taking seriously the Government’s own advice about best use of redundant and unused stock. The time recording pilot covered all staff except our central administration unit and included the ombudsmen. It is plain that the intention underlying the Act of 1974 was to provide redress for those people who were denied the possibility of resort to redress of any kind in respect of maladministration by a local authority in exercise of its administrative powers.
In October last year during the London Week of Action on Empty Homes Glenda Jackson called for all London Boroughs to share information and good practice to stimulate the re-use of empty properties. The Empty Homes Agency has responded by publishing a guide on providing homes from wasted properties, which will be launched on January 19th at a major seminar at the Lloyds Building.